新作坊

Microfinance in Vietnam: Advantages and Disadvantages from the Perspectives of Women Participants.

摘要：

This article presents women's perceptions of factors contributing to their success and failure in implementing microenterprises through a microfinance program administered by the Centre of Small Enterprises Development Assistance, a local nongovernmental organization in Hanoi, Vietnam. A qualitative study with four focus group discussions implemented in two rounds and based on the Delphi method revealed advantages such as weekly payments, loan disbursement in the villages, and group solidarity. Disadvantages reported included the high interest rate, low credit limit, and bureaucracy in loan administration.